Premium Claims Service
Monthly Payment Option
Competitive Returns
Broad Policy Coverage
Extensive Industry Experience
Professional Liability
Flood Cover Option
Tax Audit Option
Hairdresser Insurance
Whether you’re operating from home, running a single salon, or managing multiple locations nationwide, Salon Insurance Australia provides tailored insurance solutions designed to deliver a strong balance of comprehensive cover and competitive pricing.
Insurance, particularly Liability cover is an essential consideration in the hairdressing industry. Everyday services carry potential risks, from accidental injury to clients to damage of personal property. Having the right protection in place ensures your business is safeguarded against these unforeseen events.
In the event of a claim, our team is committed to supporting you throughout the entire process. We assist by providing the necessary documentation, guiding you on the appropriate steps to take, and lodging your claim with the insurer. Where required, we can arrange for an assessor and continue to monitor the progress of your claim to ensure it is handled efficiently and resolved fairly.
Make choosing your insurance sleek and smooth, get a quote today.
Hairdresser Insurance Case Study
A busy salon was forced to close its doors after an unexpected electrical fault in a styling station sparked a fire outside normal trading hours. Although the fire was quickly contained by emergency services, it caused extensive damage to the salon’s interior, including workstations, electrical wiring, cabinetry, retail stock, and specialist hair and beauty equipment.
Smoke and water damage spread throughout the premises, leaving the salon unsafe to operate while repairs were carried out. The business remained closed for three weeks as electricians, builders, and restoration specialists worked to repair the damage and ensure the premises met safety requirements before reopening.
During the closure, the salon continued to face ongoing expenses such as rent, utilities, loan repayments, staff wages, and other overheads, despite generating no income. Appointments had to be cancelled or rescheduled, resulting in lost revenue and the risk of regular clients seeking services elsewhere.
The total financial impact extended well beyond the cost of repairing the premises, with lost turnover and ongoing operating expenses placing significant pressure on the business. Fortunately, the salon’s insurance covered the property damage and helped replace damaged equipment and stock. Business Interruption Insurance also assisted by covering lost income and certain ongoing operating costs while the salon was unable to trade.
Salon Insurance Australia Coverage Provided
- Property Damage Cover
- Business Interruption Cover