Premium Claims Service
Monthly Payment Option
Competitive Returns
Broad Policy Coverage
Extensive Industry Experience
Professional Liability
Flood Cover Option
Tax Audit Option
Home or Mobile Insurance
If you run your salon business from home or operate as a mobile professional, having the right insurance in place is essential, starting with Liability Insurance to protect you against claims arising from your services.
However, home-based businesses come with additional considerations that are often overlooked. Many standard Home & Contents policies exclude business-related activities, which can leave you exposed. For example, if a business-related incident, such as a faulty appliance or treatment equipment, causes damage to your home, you may find that your policy does not respond.
It’s also important to consider business equipment and stock. Items such as tools, products, and inventory are not always covered under a standard home policy. In the event of theft, damage, or loss, this could result in significant out-of-pocket costs if appropriate cover is not in place.
At Salon Insurance Australia, we understand the unique risks faced by home and mobile operators. We can help you assess both your business and home insurance needs to ensure you have the right protection across all aspects of your work.
Choose a policy that moves with you, start with a quote today.
Home or Mobile Insurance Case Study
A mobile beauty therapist had finished appointments for the day and securely stored their professional tools and equipment in a locked vehicle overnight. By the following morning, the vehicle had been broken into and a range of essential business items, including treatment equipment, tools, and supplies, had been stolen.
The theft left the business unable to attend scheduled client appointments, resulting in cancelled bookings and the unexpected expense of replacing specialised equipment before work could resume.
Fortunately, the business held sufficient cover to assist with the replacement cost of the stolen tools and equipment. The cover applied while the equipment was being used and transported for business purposes throughout Australia.
Salon Insurance Australia Coverage Provided
- Portable Property Theft