Insurance for Home or Mobile Operators

If you operate any type of salon business from home or do mobile work, one business cover you definitely need is Liability Insurance. However, running a home based business raises other insurance issues. For example, most Home & Contents policies exclude any business operations at the home. So if your business activity causes your house to burn down (maybe due to a hair straightener left on), or your polished timber floor is ruined when a wax pot explodes, you may find you are not insured for those events.

There is also the question of business equipment and stock. Stock is often not covered as Contents under a Home Insurance policy. Similarly if someone was to break in and steal $5,000 worth of your business equipment, your Home policy may not respond. We are happy to discuss both your business and home insurance needs. Just give us a call.